The Hyakugo Bank, Ltd. and Consolidated Subsidiaries
Years ended March 31
Millions of yen
2017
2016
2015
2014
2013
2012
For the year:
Total income
¥83,395
¥86,821
¥80,861
¥83,463
¥82,754
¥85,734
Total expenses
70,238
65,907
64,095
64,659
67,072
71,573
Income before income taxes and minority interests
13,156
20,914
16,766
18,803
15,682
14,160
Net income
9,040
13,634
10,648
11,520
9,458
7,774
At year-end:
Total assets
¥5,537,292
¥5,334,703
¥5,334,540
¥5,072,120
¥4,785,068
¥4,513,102
Deposits (including negotiable certificates of deposit)
4,719,104
4,643,589
4,582,506
4,416,309
4,225,857
4,039,751
Loans and bills discounted
2.935,867
2,882,336
2,813,548
2,705,413
2,530,989
2,454,623
Securities
2,043,568
1,997,716
2,140,190
2,045,481
1,955,194
1,773,788
Total net assets
342,761
335,653
357,052
297,198
281,722
248,505
Capital stock
20,000
20,000
20,000
20,000
20,000
20,000
Per share data:
Basic net income (in full yen)
¥35.63
¥53.73
¥41.97
¥45.40
¥37.17
¥30.49
Diluted net income (in full yen)
35.58
53.67
41.92
45.36
37.15
30.48
Net assets per share (in full yen)
1,332.82
1,288.87
1,375.30
1,141.27
1,081.77
948.18
Valuation indicators:
Capital adequacy ratio (%)※
9.91
10.43
10.67
11.06
12.11
12.58
Tier I ratio (%)
—
—
—
—
10.32
10.20
Price/earnings ratio (times)
12.46
7.85
13.27
9.33
12.61
12.49
Cash flow:
Net cash provided by (used in) operating activities
¥87,032
¥(5,259)
¥84,843
¥144,189
¥173,790
¥167,563
Net cash provided by (used in) investment activities
(57,251)
115,045
(39,953)
(82,159)
(130,827)
(152,510)
Net cash provided by (used in) financing activities
(18,763)
(2,046)
(2,040)
(12,059)
(12,329)
(1,915)
Note:
New domestic standards in accordance with the Basel III are applied in calculation of the consolidated capital adequacy ratio effective from March 31, 2014.
Six-Year Summary (Non-Consolidated)
The Hyakugo Bank, Ltd.
Years ended March 31
Millions of yen
2017
2016
2015
2014
2013
2012
For the year:
Total income
¥70,672
¥75,367
¥69,361
¥71,313
¥70,544
¥73,211
Total expenses
59,031
56,067
54,445
54,377
56,633
60,955
Income before income taxes
11,641
19,299
14,916
16,936
13,910
12,255
Net income
8,462
13,172
10,025
10,831
8,767
7,042
At year-end:
Total assets
¥5,517,840
¥5,317,683
¥5,300,797
¥5,049,974
¥4,766,322
¥4,494,192
Deposits (including negotiable certificates of deposit)
4,731,445
4,655,261
4,593,846
4,426,375
4,234,780
4,047,662
Loans and bills discounted
2,940,712
2,887,184
2,818,004
2,710,066
2,535,432
2,459,081
Securities
2,049,345
2,001,362
2,143,824
2,049,171
1,958,927
1,777,563
Total net assets
330,115
324,077
333,210
282,926
270,951
238,887
Per share data:
Basic net income (in full yen)
¥33.35
¥51.91
¥39.51
¥42.68
¥34.46
¥27.62
Diluted net income (in full yen)
33.30
51.86
39.47
42.65
34.43
27.61
Cash dividends per share (in full yen)
8.00
8.00
8.00
8.00
7.50
7.50
Net assets per share (in full yen)
1,300.58
1,276.84
1,313.03
1,114.91
1,067.61
936.84
Valuation indicators:
Capital adequacy ratio (%)※
9.52
10.04
10.28
10.64
11.69
12.22
Tier I ratio (%)
—
—
—
—
9.91
9.84
Return on equity (%)
3.63
5.94
4.71
5.38
4.50
3.72
Return on assets (%)
0.16
0.25
0.20
0.22
0.19
0.16
Price/earnings ratio (times)
13.31
8.12
14.09
9.93
13.60
13.79
Note:
New domestic standards in accordance with the Basel III are applied in calculation of the non-consolidated capital adequacy ratio effective from March 31, 2014.
