Efforts to improve SME Management and Revitalize the Region
Promotion of community-based financial services
We promote community-based financial services through the following activities based on the basic policy of “contributing to revitalization of local economies by strengthening the financial intermediary function.” In addition, we distribute information on the details and achievements of these efforts through news releases and our website.
Exert consulting functions in accordance with the life stage of local businesses
We conduct various support activities in accordance with the life stage of clients including commercialization support, financing based on business assessments, overseas business expansion support, M&A and business succession support, as well as management improvement and business revitalization support.
Active participation in local wide-region revitalization
We work to contribute to the region through means such as grass-rooted industry support and PFI promotion.
Active involvement in projects on revitalization of local economies
The entire Bank has strengthened ties with local public organizations and is actively involved in projects on revitalization of local economies in order to resolve issues related to revitalization of local economies.
SME management support structure
Specific initiatives to improve management at small and medium-sized enterprises
Support for customers aiming to establish or develop a new business
“Gestamp Business Fair” for company newly locating in Mie prefecture
Gestamp Hot Stamping Japan Co., Ltd. (“Gestamp”),
a Spanish multinational corporation with offices in 21 countries around the world, sited its first plant in Japan in Matsusaka City, Mie Prefecture.
In February 2018, Hyakugo Bank held a business fair in order to support the plant’s founding for local businesses wishing to propose technologies, products, and services to Gestamp. A total of 56 business talks were held.
We will continue to encourage companies to open new sites in Mie Prefecture, support the increased sales network of local businesses, and strive to contribute to regional revitalization.
Support for customers aiming to make a leap forward in the growth phase
Regional Bank Food Selection Event
In November 2017, Japan’s largest food expo, Regional Bank Food Selection 2017, was held at Tokyo Big Site. A total of 831 business partners of 55 regional banks from across Japan put up booths, and 12,612 food buyers attended the event. A total of 30 companies and organizations from Hyakugo Bank set up booths, and buyers and exhibitors held lively business discussions.
We will continue to offer trade fairs in Tokyo and support our customers who wish to expand their businesses nationwide.
Support for customers that require management improvement,
business revitalization, and change in business type
Initiatives to support management improvement and business revitalization
We support businesses requiring management improvement from a variety of aspects. In the fiscal year ended March 31, 2018, we provided support for management improvement and business revitalization to 321companies.
For businesses requiring drastic support, a Hyakugo Bank representative collaborates with external institutions such as the Small and Medium Enterprise Revitalization Support Council to support business revitalization. We have completed support for a cumulative total of 91 companies which exceeded the deadline of the SME Finance Facilitation Act, including 31 to which we provided drastic revitalization support.
Support for customers with business succession needs
Holding of M&A Seminars
The average age of business owners increases every year, and more and more businesses are closing down because they cannot find a successor.
Against this backdrop, in November 2017, we held our 16th M&A Seminar with the goal of meeting business succession needs through M&As which are increasingly being used. About 90 people, primarily business owners, attended the seminar.
At the seminar, we explained business succession through M&A, with a focus on first-hand accounts of owners who have actually transferred their businesses using this method.
Specific efforts toward revitalization of local economies
Kuwana Glocal Company certification
In June 2017, we were certified by Kuwana City as a Kuwana Glocal Company.
Kuwana City awards this certification to companies that promote revitalization of local economy in partnership with Kuwana City, in order to promote industrial tourism which accepts actively observation visits from overseas.
In February 2016, we signed the Comprehensive Regional Revitalization Partnership Agreement with the city, and since our certification, we have continued to accept industrial tourism agents and observation groups from overseas.
