Six-Year Summary (Consolidated) |
The Hyakugo Bank, Ltd. and Consolidated Subsidiaries
Years ended March 31 |
| |
Millions of yen |
| |
2011 |
2010 |
2009 |
2008 |
2007 |
2006 |
| For the year: |
|
|
|
|
|
|
| Total income |
¥83,172 |
¥85,168 |
¥96,538 |
¥96,141 |
¥89,016 |
¥91,699 |
| Total expenses |
72,415 |
75,084 |
90,614 |
80,911 |
72,187 |
71,547 |
| Income before income taxes and minority interests |
10,756 |
10,084 |
5,923 |
15,230 |
16,829 |
20,151 |
| Net income |
7,433 |
5,622 |
3,804 |
8,844 |
9,680 |
11,526 |
| At year-end: |
|
|
|
|
|
|
| Total assets |
¥4,334,872 |
¥4,247,587 |
¥4,080,991 |
¥3,998,983 |
¥3,991,276 |
¥3,844,274 |
| Deposits (including negotiable certificates of deposit) |
3,917,826 |
3,826,899 |
3,710,763 |
3,580,724 |
3,531,872 |
3,405,156 |
| Loans and bills discounted |
2,437,212 |
2,412,231 |
2,470,392 |
2,275,988 |
2,143,115 |
2,056,061 |
| Securities |
1,611,307 |
1,480,923 |
1,275,487 |
1,370,336 |
1,411,211 |
1,460,806 |
| Total net assets |
234,019 |
237,461 |
209,388 |
238,562 |
265,343 |
244,707 |
| Capital stock |
20,000 |
20,000 |
20,000 |
20,000 |
20,000 |
20,000 |
| Per share data: |
|
|
|
|
|
|
| Net income per share (in full yen) |
¥28.95 |
¥21.61 |
¥14.61 |
¥33.95 |
¥37.15 |
¥44.03 |
| Net assets per share (in full yen) |
889.22 |
886.89 |
780.76 |
894.33 |
997.91 |
938.95 |
| Valuation indicators: |
|
|
|
|
|
|
| Capital adequacy ratio (%) |
12.40 |
11.95 |
10.99 |
11.26 |
10.89 |
10.03 |
| Tier I ratio (%) |
9.94 |
9.51 |
8.79 |
8.81 |
8.63 |
8.38 |
| Price/earnings ratio (times) |
12.91 |
20.31 |
34.49 |
17.34 |
20.37 |
17.98 |
| Cash flow: |
|
|
|
|
|
|
| Net cash provided by (used in) operating activities |
¥127,237 |
¥185,646 |
¥309 |
¥(18,049} |
¥(80,623) |
¥5,990 |
| Net cash provided by (used in) investing activities |
(158,864) |
(169,055) |
39,650 |
(29,869) |
44,104 |
(45,553) |
| Net cash provided by (used in) financing activities |
(3,664) |
(1,834) |
(4,298) |
3,109 |
13,186 |
(1,523) |
 |
Six-Year Summary (Non-Consolidated) |
The Hyakugo Bank, Ltd.
Years ended March 31 |
| |
Millions of yen |
| |
2011 |
2010 |
2009 |
2008 |
2007 |
2006 |
| For the year: |
|
|
|
|
|
|
| Total income |
¥71,856 |
¥73,684 |
¥83,999 |
¥83,533 |
¥76,065 |
¥79,029 |
| Total expenses |
62,236 |
64,490 |
79,731 |
69,063 |
60,401 |
60,403 |
| Income before income taxes |
9,619 |
9,194 |
4,267 |
14,470 |
15,664 |
18,626 |
| Net income |
7,400 |
5,688 |
3,610 |
8,851 |
9,483 |
11,193 |
| At year-end: |
|
|
|
|
|
|
| Total assets |
¥4,315,183 |
¥4,228,092 |
¥4,056,722 |
¥3,974,143 |
¥3,966,447 |
¥3,819,221 |
| Deposits (including negotiable certificates of deposit) |
3,925,621 |
3,835,058 |
3,716,213 |
3,584,919 |
3,536,597 |
3,407,916 |
| Loans and bills discounted |
2,442,187 |
2,417,188 |
2,476,452 |
2,281,668 |
2,148,322 |
2,061,044 |
| Securities |
1,614,573 |
1,484,200 |
1,275,800 |
1,370,791 |
1,411,483 |
1,461,020 |
| Total net assets |
224,576 |
228,567 |
200,923 |
230,971 |
258,015 |
242,949 |
| Per share data: |
|
|
|
|
|
|
| Net income per share (in full yen) |
¥28.83 |
¥21.87 |
¥13.87 |
¥33.97 |
¥36.39 |
¥42.74 |
| Cash dividends per share (in full yen) |
7.50 |
7.00 |
8.00 |
7.00 |
7.00 |
6.50 |
| Net assets per share (in full yen) |
880.79 |
878.77 |
772.42 |
886.70 |
990.18 |
931.84 |
| Valuation indicators: |
|
|
|
|
|
|
| Capital adequacy ratio (%) |
12.06 |
11.63 |
10.73 |
11.05 |
10.69 |
9.83 |
| Tier I ratio (%) |
9.59 |
9.19 |
8.52 |
8.57 |
8.41 |
8.17 |
| Return on equity (%) |
4.01 |
3.13 |
2.00 |
5.12 |
5.75 |
7.15 |
| Return on assets (%) |
0.17 |
0.13 |
0.09 |
0.23 |
0.25 |
0.30 |
| Price/earnings ratio (times) |
12.97 |
20.07 |
36.33 |
17.33 |
20.80 |
18.53 |
