Ratings

Ratings are an evaluation of management reliability.


People want to deposit their money in a bank they can trust. Ratings provide one measure for choosing a sound bank.

Hyakugo Bank has an A- rating from Standard & Poor’s and an A+ rating from Rating and Investment Information, Inc.


Standard & Poor’s
 
AAA    
AA    
A -> A-
BBB    
BB    
B    
CCC    
CC    
Rating and Investment
Information, Inc. (R&I)
AAA    
AA    
A -> A+
BBB    
BB    
B    
CCC    
CC    
D    

(As of March 31, 2011)

Note: This chart applies to long-term ratings.

What is a rating?

A rating is a rank assigned by an impartial third-party rating agency. This rating indicates the likelihood that deposits or bonds will be repaid at the original interest rates, and also indicates the soundness and creditworthiness of the company itself.

Standard & Poor’s and Rating and Investment Information, Inc. are among five rating agencies that have been adopted by the Financial Services Agency in Japan.