Corporate Philosophy Corporate Statement Profile Ratings Hyakugo Bank Group Organization Board of Directors and      Corporate Auditors History     Six-Year Summary      (Consolidated) Six-Year Summary      (Non-Consolidated)     Message from the      President Wisdom-Based      Innovation 2009 Increasing Income Corporate Governance Current Status of      Nonperforming Loans Financial Review Financial Section Corporate Data and      Investor Information   Established: November 19, 1878 Main business base: Mie Prefecture, Japan Deposits: ¥3,536,597 million (including negotiable certificates of deposit) Loans and bills discounted: ¥2,148,322 million Share of deposits in             Mie Prefecture: 40.8% Share of loans in             Mie Prefecture: 35.4% Total income: ¥76,065 million (year-on-year decrease of 3.8%) Net income: ¥9,483 million (year-on-year decrease of 15.3%) Return on equity: 5.75% (year-on-year decrease of 140 basis points) Capital adequacy ratio: Domestic standard 10.69%; Tier I ratio 8.41% Ratings (Standard & Poor’s, Rating and Investment Information, Inc.) S&P: A- / Positive / A-2 R&I: A+ Unrealized gains in              marketable securities: ¥136,505 million Ratio of nonperforming loans: 3.53% Number of branches   Mie Prefecture: 85 Branches 28 Sub-branches Other prefectures: 15 Branches Overseas: 2 Representative Offices Number of employees: 2,276 (As of March 31, 2007) to top of page   ©2007 THE HYAKUGO BANK, LTD. All Rights Reserved.