Corporate Philosophy Corporate Statement Profile Ratings Hyakugo Bank Group Organization Board of Directors and      Corporate Auditors History     Six-Year Summary      (Consolidated) Six-Year Summary      (Non-Consolidated)     Message from the      President Wisdom-Based      Innovation 2009 Increasing Income Corporate Governance Current Status of      Nonperforming Loans Financial Review Financial Section Corporate Data and      Investor Information   1878 Established as The 105th National Chartered Bank. 1879 Commenced banking business. 1897 Name changed to The Hyakugo Bank, Ltd. 1924 Head Office relocated to Marunouchi, Tsu City. 1951 Authorized to handle foreign exchange business. 1968 Head Office relocated to Iyomachi, Tsu City. 1973 Stock listed on Tokyo and Nagoya Stock Exchange. 1978 Celebrated the Bank's 100th anniversary. 1981 Started overseas correspondent banking. 1985 Authorized to trade public bonds. 1988 Opened New York Representative Office. 1991 Opened New York Branch and Singapore Representative Office. 1998 Started sales of investment funds. 1999 Reassigned the status of the New York Branch to a representative office. Obtained ISO 14001 certification. 2001 Started sales of individual pension insurance. Started Internet Mobile Banking Service. 2003 Opened Shanghai Representative Office. Closed New York Representative Office. 2005 Entered securities brokerage business. 2007 Started operation of “Bank Vision®” next-generation open account system. Head Office today Head Office built in 1924 Head Office built in 1879 to top of page   ©2007 THE HYAKUGO BANK, LTD. All Rights Reserved.