Corporate Philosophy Corporate Statement Profile Ratings Hyakugo Bank Group Organization Board of Directors and      Corporate Auditors History     Six-Year Summary      (Consolidated) Six-Year Summary      (Non-Consolidated)     Message from the      President Wisdom-Based      Innovation 2009 Increasing Income Corporate Governance Current Status of      Nonperforming Loans Financial Review Financial Section Corporate Data and      Investor Information   If you have any questions about us, please feel free to contact us.   Public Relations The Hyakugo Bank, Ltd. 21-27 Iwata, Tsu, Mie 514-8666, JAPAN Telephone: 81-59-227-2151 Facsimile: 81-59-228-2010   ©2007 THE HYAKUGO BANK, LTD. All Rights Reserved.