Corporate Philosophy Corporate Statement Profile Ratings Hyakugo Bank Group Organization Board of Directors and      Corporate Auditors History     Six-Year Summary      (Consolidated) Six-Year Summary      (Non-Consolidated)     Message from the President The Second Management      Plan of the New Century Increasing Income Corporate Governance Current Status of      Nonperforming Loans Financial Review Financial Section Corporate Data and      Investor Information   Chairman Shunji Iida   President Hajimu Maeda*   Senior Managing Directors Masataka Tanaka* Jun Kumoi*   Managing Directors Osamu Hiramatsu Takashi Yasuoka Shinichi Hiraishi   Directors Manabu Hashimoto Tsuyoshi Ueda Toshiyasu Ito Ryosuke Shibuya Katsutoshi Unno Yoshihiko Watanabe   Standing Corporate Auditors Masaya Kihara Akinobu Yamakawa   Corporate Auditors Hachirobe Doi Yasuo Takemura Yutaka Hasegawa   *Representative Director (As of June 28, 2006)

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